We, our, and us,
when used in this notice, mean Chestatee State Bank.
This is our privacy notice for our customers. When we use
the words "you" and "your" we mean the
following types of customers:
- Our consumer customers who have a continuing relationship
by purchasing or holding financial products or services
such as a(n):
- Deposit account
- Loan account
- Credit card account
- Safe deposit box
- Retail installment contract we hold and service
We will tell you the sources of the information we collect
about you. We will tell you what measures we take to secure
that information.
We first define some terms.
Nonpublic personal information means information
about you that we collect in connection with providing
a financial product or service to you. Nonpublic personal
information does not include information that is available
from public sources, such as telephone directories or
government records. Hereafter, we will use the term "information"
to mean nonpublic personal information as defined in this
section.
An affiliate is a company we own or control,
a company that owns or controls us, or a company that
is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership,
but means owning enough to have control.
A nonaffiliated third party is a person
we do not employ or a company that is not an affiliate
of ours. This is also known as nonaffiliated third party,
or simply, an "other party."
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone,
except as permitted by law. Examples of this might include
disclosures necessary to service your account or prevent
unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND
INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees
who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural
safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers,
except as permitted by law.
