Chestatee Free Checking Account
- Absolutely Free Checking with benefits
- No minimum balance requirement
- No monthly service charge
- Unlimited Check Writing
- Free Image Statement
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Chestatee Checking Account
- Requires a daily minimum balance of $500.00 to avoid
service charges. Service charge is $3.95 if balance falls below $500.00
- First Order of wallet style Chestatee State Bank checks
are free
- MasterMoney Debit Card
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Gold Leaf Checking
- For customers 50 and over.
- Free Chestatee State Bank wallet style checks.
- Interest paid on daily collected balances of $1000.00
or more. No interest paid on balances below $1000.00.
- No monthly service charge.
- No fee for Travelers Checks & Cashier Checks.
- Seminar program offered by bank.
- MasterMoney Debit Card with approved credit.
- Notary Service
- Travel Services
- Image Checking Statements
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NOW Account
- Maintain $1000 daily collected balance to avoid service
charge.
Below $1000, $5.00 per month, $0.30 per debit.
- Image Checking Statements
- MasterMoney Debit Card with approved credit.
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Commercial Account
- Requires a daily minimum balance of $750.00 to avoid
service charge. If balance falls below $750.00, $5.00
service charge plus $0.30 per debit.
- Image Checking Statements
- As a community service, this account is free to non-profit
organizations.
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Commercial NOW Account
- Limited to Non-Corporation / Non-Partnerships
- Minimum daily collected $1500.00. If balance falls below
$1500.00, $5.00 service charge plus $0.30 per debit.
- Image Checking Statements
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Investors Money Market Account
- Minimum daily collected balance - $1000.00. If balance
falls below $1000.00, no interest is paid and a maintenance
fee of $5.00 will be charged.
- Allowed 3 checks and 3 withdrawals per statement cycle.
- Excessive withdrawal fee - $5.00 per item.
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Commercial Money Market Account
- Minimum balance required - $2500.00. If balance falls
below $2500.00, $5.00 maintenance fee.
- Allowed 3 checks and 3 withdrawals per statement cycle.
- Excessive withdrawal fee - $5.00 per item.
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Savings
- Minimum Balance required - $300.00
- Allowed 3 withdrawals per quarter. Excessive withdrawals
- $0.50.
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Student Savings
- No minimum balance to open or maintain.
- No service charge.
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IRA/Certificates of Deposit
- Competitive Interest Rates and Flexible Terms.
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Voice Bank
- Information on checking, savings, CD or loan
- Call 706-216-4233
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Home Mortgage Loan
- Experienced Mortgage loan professions can assist with your mortgage loan needs. Quick service and competitive rates.
- Call 706-216-2265 or Guaranty Mortgage Services
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Loans
- Commercial
- Personal
- Construction
- Personal Line of Credit
- Home Equity
- Call 706-216-BANK for more information
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Financial Planning
Call for an appointment today to plan for your future.
- Financial Plan Design
- Estate and Legacy
- 529 College Savings Plan
- Annuities
- Stocks, Bonds, Mutual Funds
- Retirement Plans and IRS's
- Health and Life Insurance
- Long Term Care
- Disability Income
- Business Overhead Expense
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Credit Card
- VISA CLASSIC/VISA GOLD
- • Scorecard Benefits
- • Credit Life
- • Travel Accident Insurance *
- VISA BUSINESS
- • Travel Accident Insurance *
- MASTERCARD CLASSIC/MASTERCARD GOLD
- • Scorecard Benefits
- • Travel Accident Insurance *
MASTERCARD BUSINESS
- • Travel Accident Insurance *
* Insurance
Disclaimer
- Not A Bank Deposit
- Not FDIC Insured
- Not Insured by any Federal Government Agency
- Not Insured or Guaranteed by any Bank
- Member Benefits offered through:
Member Service Center
P.O. Box 121619
Nashville, TN 37212-1619
Phone: 1-800-251-2311
- Credit Card Benefits offered through:
IBAA BANCARD
Certegy Card Solutions
11601 Rossevelt Boulevard, TA-57
St. Petersburg, FL 33716-2202
Phone: 1-800-215-6280
Safe Deposit Boxes
See appropriate branches for size available and pricing of Safe Deposit Boxes.
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Fees
| Overdraft
/ Insufficient Funds (NSF) |
$30.00 |
| Stop
Payment |
25.00 |
| Official Check |
5.00 |
| Wire
Transfer (Incoming/Outgoing) |
15.00 |
| Wire
Transfer (International) |
30.00 |
| Return
Deposit Items |
7.50 |
| Overdraft Protection Transfer Fee |
3.00 |
| Research Fee (per hour) |
25.00 |
| Statement Reprint Fee (per statement) |
5.00 |
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Wire Instructions
Wire Authorization Forms
The wire instructions and authorization forms are in Adobe Acrobat® (PDF) format and require Acrobat Reader. If you do not have Adobe installed, please click on the icon for a free download.
If you need further assistance please contact Natalie Johnson at 706-216-2265 ext. 3155 or njohnson@chestateestatebank.com.
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